Online Shopping


Financial Literacy

With years of experience, our staff has the capabilities and expertise to take your financial education to the next level. At Santiel C. Unity Within, LLC., we combine our insights and skills to transform your financial knowledge from wherever you are to excellent. We’re proud to help shape and improve how our clients build financially.

Get in Touch

Discover Our Financial Knowledge

“The Fair Credit Reporting Act states, every individual is entitled to a fair and accurate credit profile. Unfortunately, one in four consumers are impacted financially because of the credit bureaus’ neglect to ensure accuracy.” UW Wealth Management will aggressively assist you challenge all 3 credit bureaus for its customers, to ensure quality service and results.

Business Meeting


UW Wealth Management will examine your financial portfolio, once your profile is pulled we will review and discuss your profile and develop a custom made strategy via phone or email to ensure the best results.

Business Meeting


A charge off account is the declaration by a creditor that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors will make this declaration at the point of 3 to 6 months without payment. UW Wealth Management will take this negative debt off your report.

Online Shopping


Credit card debt is an example of unsecured consumer debt, accessed through credit cards. Debt results when a client of a credit card company purchases an item or service through the card system. The late payment penalty itself increases the amount of debt the consumer has. “The Fair Debt Collections Act” provides us here at UW Wealth Management ammunition to eliminate this type of debt.

Doctor Analyzing X-Rays


Medical debt refers to debt incurred by individuals due to health care costs and related expenses. Medical debt is different from other forms of debt, because it is usually incurred accidentally or faultlessly. Here at UW Wealth Management, we have a proven cure and will eradicate this problem.

Credit Card


Hard inquiries are when a potential lender is reviewing your credit because you’ve applied for credit with them. These lenders review your credit profile to see if you qualify for credit with their company. These include credit checks when you’ve applied for an auto loan, mortgage or credit card. Hard Inquiries effect your FICO score. For every hard inquiry on your credit report, you lose between 3 to 5 points. Hard inquires can be devastating to a credit report, too many on your report can ultimately cause credit denial, even if you have a high credit score. Our job here at UW Wealth Management, is to exterminate them from your report.

College Campus


Student debt is money owed on a loan that was taken out to pay for educational expenses. Rapidly rising college tuition costs have made student debt the only option to pay for college for many students. You should not be penalized for continuing your education to become a productive citizen. We here at UW Wealth Management will expel this negativity debt from your report.

Business Meeting_edited.jpg


The state of being bankrupt or broke. Bankruptcy is a public records item, which means the information on it comes from public records. Bankruptcies have no data furnisher which means the data is unverifiable. We here at UW Wealth Management can easily challenge this with the credit reporting agencies and have it removed.

Business Meeting


Credit Score is a number assigned to a person that indicates to lenders their capacity to repay a loan. Credit scores range from 300 being lowest and 850 being the highest. Credit scores are very important and can be the deciding factor on either you get the car or home of your dreams. In some cases, even being the factor if you can rent and apartment. If your credit score is to low you can be denied opportunity. Our job here at UW Wealth Management is to get you to the highest credit score as possible, so you can obtain all the things you desire.

 Scales of Justice


A civil judgement is a ruling against a defendant in a court of law. It refers to a non-criminal legal matter and often requires the defendant to pay damages. Good News!!! As of July 1, 2017 laws changed regarding the reporting agencies. The new law states that Tax Liens or Civil Judgements were determined that they are not credit, therefore they can no longer be reported in consumers credit reports. This means if you have a tax lien or civil judgement in your credit report, you have to dispute it out of your report. However, when you dispute it out of your credit report, it will no longer be challenged by the reporting agencies either it is accurate information or not. If you have tax liens or civil judgements in your credit report, UW Wealth Management can easily remove it for you.

Stock Exchange


Parents routinely add their children on their credit cards to jumpstart the building of their credit history. Here at UW Wealth Management, we do the same for those who do not have access to those benefits in their networks. By being added as an authorized user (AU) onto an established credit card, that card’s flawless credit history will be reported to your credit profile, giving you the credit boost you need.